Thanks Sued for posting a link to a very interesting article, I didn't know businesses could decide what is a contract and what isn't (to their advantage, of course)... Not that I am impressed, all I know is that last week HQhair got some money out of my account and into theirs, but they are not sending my goods, and they are doing the same with the cash of a few hundred other customers. They have messed up, and not only I won't get the goods I ordered and paid for, but all this cash erroneously taken has been in HQhair's account and earning them interest (and still doing so, because it hasn't been refunded yet!)