I hate the thought of moving into a retirement village and being surrounded by everyone who's as old as or older than me and listening to stories of grumps, complaints and aches and pains (sorry, but that's what happens in groups of old people of which I'm one and I'd rather put up and shut up than inflict extra misery on everyone else). I love being part of a diverse community where I am - it's so much more fun and keeps me feeling (if not looking) younger! Even younger people tend to buy and stay put here and nobody is looked on as young or old, just neighbours. That's before I even get to the cost of the privilege of living in a cut-off community.
I've done my sorting out, shown the family what they should sell privately so they can get someone else to just do a house clearance if they want. But of course all that goes to pot if we go into care.