I’m finding it

[Toril]

I still prefer to use cash in shops because, when I use a debit card, I find all kinds of things in my basket I didn’t know I needed or wanted. Also if I’m only getting a couple of items cash is easier.

 

[Breeze]

The current paper £20 & £50 notes are being withdrawn next September & plastic ones will be the only ones shops will accept from then but you can still take them to a bank.
I think they’re trying more & more to make us a cashless society with just cards & online banking which I refuse to do as I don’t trust it. Our tiny village used to have a branch each of three banks when we moved here forty years ago now we have none. The last one closed two years ago. We still have a tiny post office but it has recently been stopped from doing lots of the things it used to do like car tax, licence updates, tv licence payments etc.

 

[madaunty]

The only time I’m fussed about having any cash on me is when I go to the hairdressers or a restaurant so I have “tip” money.
Other than that it’s card or more usually these days I use Google pay on my phone. Although this has its disadvantages; I can set out on a dog walk with just phone and keys and end up in town having coffee and cake.
I took a lot of persuading to use the banking app on my phone.
But now I wouldn’t be without it. I can find out instantly how much I’ve got, what’s gone out and in etc.
I recently paid some cash into the machine at the bank and I could see it had been credited to my account within seconds. Marvellous technology.
The only time I use a cheque is to send the deposit for boarding kennel booking.

 

[maymorganlondon]

I have no idea if I still have a chequebook. I prefer online banking and cashless transactions. I do have cash, mainly for emergencies and tips.

 

[stratobuddy]

I have no idea if I still have a chequebook. I prefer online banking and cashless transactions. I do have cash, mainly for emergencies and tips.

I belong to a club that insists the subs are paid every year by cheque. It's the only time I write one.

 

[Toril]

I’ve just written a cheque for new patio doors. I hadn’t used my cheque book since 2019 so I’d almost forgotten how to fill it out.

 

[maymorganlondon]

I’ve just written a cheque for new patio doors. I hadn’t used my cheque book since 2019 so I’d almost forgotten how to fill it out.

I suspect it's 10 years or more since I wrote a cheque.

 

[Brissles]

Depending on how many bills I receive, I regularly write about 4 or 5 a month.

 

[Breeze]

I use cheques to buy plants from small, specialist plant nurseries by post, not all have websites to order on.

 

[loveallthingsitalian]

I use a cheque if I’m paying for a job which is too much for cash but the person doesn’t take credit cards.

I tend to feel a bit iffy about paying for services by cash as I know a good proportion stick it in their back pocket and it isn’t declared as earnings and I’m very very anti that.

My hairdresser doesn’t take credit cards and I often wonder about her customers who are in for the full works manage to have that much cash especially if they start buying products as well as none of her shampoo is less than £25 a bottle.

 

[boffy]

The current paper £20 & £50 notes are being withdrawn next September & plastic ones will be the only ones shops will accept from then but you can still take them to a bank.
I think they’re trying more & more to make us a cashless society with just cards & online banking which I refuse to do as I don’t trust it. Our tiny village used to have a branch each of three banks when we moved here forty years ago now we have none. The last one closed two years ago. We still have a tiny post office but it has recently been stopped from doing lots of the things it used to do like car tax, licence updates, tv licence payments etc.

Everything is geared now to a cashless society in the very near future.

 

[Vienna]

We live in a small town and Mr V works part time as a taxi driver. Most of his fares are less than a fiver but so many people don`t even have that amount of cash on them. He regularly has to run his passenger to a cash machine so they can pay him. It`s getting to the point now where the taxi firm are insisting their drivers invest in card machines (at their own expense) but they charge for each transaction and when the fare is £3 or £4 then the charges make it unviable. Now and again they do get long runs to airports or holiday destinations but most of their runs are simply about town or running people to work or hospital or GP appointments or to the supermarket. Mr V only works 4 part days and after Christmas he`s planning on only working 2 days so he`s refusing to pay for a machine.

 

[Turandot]

I also haven’t bought anything from Q for months. Most of the presentations irritate me . Besides I have most things I could ever need. After my brush with blood cancer my priorities are different. It’s just stuff.


As for my debit card it got changed to MasterCard early this year. I still like cash . I remember when I was a home help going down to the council offices on a Friday and getting my pay packet. It was great to feel the cash in my pocket.

 

[Twilight]

Yes, I'm convinced its an 'age' thing. Even when I'm out 'looking', not shopping, I tend to view things with a "I don't really need new stuff anymore". Like you Crystal I've got enough of everything. Even 10 years ago I was looking at new furniture, clothes, buying yet more costume jewellery, but not now. I'm like my Mum and Dad in old age - settled with what I have. I had a garage clear out a fortnight ago, and offloaded an abundance of Christmas decorations that would never see the light of day in my house again, framed pictures that had almost taken root were gone too. At 73 I don't want to be cluttered anymore, mainly because I haven't got the energy to do a lot of cleaning and clearing up that clutter brings.

I have started to say “it will do me my day” just like my mother did and which annoyed the hell out of me.

I’m looking at new carpets and tossing up if the time left in this house is worth the extra money for the dearest choice!!!

I'm 62 & still buying - housewares, art, clothes & a fair amount from Emma Bridgewater during the past month. We're about to remove the conservatory & have a mudroom built so planning a new garden area & will need to chose tiles etc. I don't need any more jewellery but that's about all I've stopped buying.

 

[lynnonthelake]

I really don’t want to live in a cashless society, way too many scams going on with cards.

 

[maymorganlondon]

I am resistant to buying too much new stuff, as I own too much stuff already. I think it will be beneficial to declutter.

 

[Twilight]

I'm happy to use cash, PayPal, write a cheque or pay by card. I like to know exactly what's in my account & check online every couple of days.
'I tend to feel a bit iffy about paying for services by cash as I know a good proportion stick it in their back pocket and it isn’t declared as earnings and I’m very very anti that'.
LATI, I'm very impressed with your decency & high moral standards, much higher than mine; after being a civil servant for the first 2 decades of my working life I should really be like you... However, I've now had enough of paying in so much & getting very little out of this country so I have no issue with 'off the books'.

 

[Twilight]

I am resistant to buying too much new stuff, as I own too much stuff already. I think it will be beneficial to declutter.

I admire you. Some time ago I asked on here for people to define clutter & the answers proved that I haven't got any. Consequently, there's no stuff to chuck & I've written a detailed list of where everything I love is to go when I've gone. Until that day I'm loving my stuff.

 

[maymorganlondon]

If

I admire you. Some time ago I asked on here for people to define clutter & the answers proved that I haven't got any. Consequently, there's no stuff to chuck & I've written a detailed list of where everything I love is to go when I've gone. Until that day I'm loving my stuff.

You are naturally prone to editing what you have as you go along, you may never need to declutter.
I go through phases where I get completely overwhelmed and end up doing nothing and ignoring the growing problem. So for some of us it's all to easy to build up clutter.

 

[loveallthingsitalian]

It hasn’t been a great week and I’m feeling really p‘ed off today so guess what I’m on the old iPad scrolling looking at stuff I don’t need.