Time to retire (I wish)

[merryone]

Yeah, understood.

What about doing the management's job for them: if you could find someone happy to do the late shifts and the shifts you don't want, perhaps students, and swap with the ones you want and present it to them as a done deal.

Thanks for the idea but I doubt whether they’d go for that as our students come and go too much, they’d need to give it to a full timer or a permanent part timer and change our contracts. Most of my colleagues prefer the earlies!

 

[merryone]

Problem is the boomers did well, bought houses when they were affordable, got solid gold-plated pensions, paid for with jobs for life, so have it on the whole better than the subsequent generations.

But like every generation, there are the ones who are less well off and haven't got comfortable property and retirement situations.

If you're not paying a mortgage or rent, then you are better off than later generations, lumbered with debt, renting, unable to work enough, or get a proper job and not a zero hours job or gig, nor able to get a deposit or mortgage.

Thank God for that - at least our mortgage is paid up so we're not beholden to having to work until we literally drop just to keep a roof over our heads and although I'm sick of working my job is steady. There's always gonna be someone worse off but you still have to struggle with your own situation. Thanks for listening folks as it sure helps to talk!

 

[PhædrusR]

Btw, please all come and contribute to my new Asda thread on here Their official Asda community/survey site changed research firms and is now awful with very little forum/social interaction, so am hoping this Asda thread can start a community of chatters interested in discussing all things Asda.

https://shoppingtelly.com/threads/lets-talk-asda.68785/

Thanks!

 

[merryone]

Btw, please all come and contribute to my new Asda thread on here Their official Asda community/survey site changed research firms and is now awful with very little forum/social interaction, so am hoping this Asda thread can start a community of chatters interested in discussing all things Asda.

https://shoppingtelly.com/threads/lets-talk-asda.68785/

Thanks!

Can I ask why this interests you? I know I work in a supermarket but I don't enjoy working in them or shopping in them if I'm honest. So I hope you don't mind but I don't really fancy joining in. Is Asda your "go to" supermarket? Don't think I've ever joined a community regarding a supermarket and I never take part in their surveys. I guess we're all on a community related to shopping telly but I think shopping telly is in a completely different dimension and is hilarious as it is useful

 

[PhædrusR]

Can I ask why this interests you? I know I work in a supermarket but I don't enjoy working in them or shopping in them if I'm honest. So I hope you don't mind but I don't really fancy joining in. Is Asda your "go to" supermarket? Don't think I've ever joined a community regarding a supermarket and I never take part in their surveys. I guess we're all on a community related to shopping telly but I think shopping telly is in a completely different dimension and is hilarious as it is useful

Sure. I started getting Asda deliveries before the pandemic. And tried Tesco/Sainsbury's delivery too. I have two Asda's near me, a smaller one and a larger hyper type one, where the deliveries now come from.

Before that they came from a dedicated 'dark' automated delivery centre, before the new owners, the Issa brothers TDR takeover shut and sold them.

That got me interested in the Asda business, their problems, lack of a CEO, Rose stepping down as Chairman, and they had a 5.4% downturn in sales over Xmas 24, which is bad. Plus the C5 What's gone wrong at Asda programmes, etc.

At some point, I was invited to join Asda's survey/chat site, run by a firm called ResearchBods for them, called Asda Pulse of the Nation (they run similar sites for Morrisons) where you could answer surveys, there was a monthly multiple prizes draw for those answering surveys or comments and polls, could comment on topics and it became a sociable forum to chat Asda, food, products, cooking, menus and general, similar to this friendly site/community and made a few friends/regular contacts.

Then recently they closed Pulse and changed research firms and moved to a new site called Chats More Like It, to coincide with their (awful) new slogan, That's More Like It.
The new forum and software is awful, poor interface and functionality and does not allow for easy social interaction between members.

So trying on here!

Also interested in Co-op, as I started using their quick top-up shop deliveries and was impressed with their integrated seamless use of Stuart delivery, Bringg (sic) online live delivery driver tracking and Uber/Deliveroo delivery service integration, without needing to go via the delivery firms. Plus they offer good discount codes and same day delivery at no extra cost, so useful if run out or need stuff more urgently. Impressed with the service I got. So may create a Co-op thread later, also.

 

[Peppermint Patti]

Problem is the boomers did well, bought houses when they were affordable, got solid gold-plated pensions, paid for with jobs for life, so have it on the whole better than the subsequent generations.

But like every generation, there are the ones who are less well off and haven't got comfortable property and retirement situations.

If you're not paying a mortgage or rent, then you are better off than later generations, lumbered with debt, renting, unable to work enough, or get a proper job and not a zero hours job or gig, nor able to get a deposit or mortgage.

You are talking about an era when men worked underground in steelworks, on the docks etc. Hard dangerous,dirty work and long hours. We were ten years before we could afford to buy our home and we saved up to afford furniture,we didn't go on holidays abroad or spend on nights out. Don't forget as well rationing didn't fully end until 1954
I've not got a solid gold plated pension,neither has my husband and I don't know anyone who has.
We saved up ,the only debt was the mortgage and the rate was higher than now and at one time was 15%.
I'm sick of people with all this age discrimination. Look to past governments for using taxpayers money on non essential and paying themselves huge salaries.

 

[Professor Branestawm]

Problem is the boomers did well, bought houses when they were affordable, got solid gold-plated pensions, paid for with jobs for life, so have it on the whole better than the subsequent generations.

But like every generation, there are the ones who are less well off and haven't got comfortable property and retirement situations.

If you're not paying a mortgage or rent, then you are better off than later generations, lumbered with debt, renting, unable to work enough, or get a proper job and not a zero hours job or gig, nor able to get a deposit or mortgage.

Not, by any means all boomers, Phaedrus. I think mainly the public sector and those who worked for very large organisations (the banks for example ). Britain is a land of SMEs and those of us who worked in those have very meagre pensions….

 

[Peppermint Patti]

Not, by any means all boomers, Phaedrus. I think mainly the public sector and those who worked for very large organisations (the banks for example ). Britain is a land of SMEs and those of us who worked in those have very meagre pensions….

Don't forget MP's and their ring fenced pensions. I don't know if it's true but I read somewhere that 2 tier's pension is tax free,not sure about the rest of them.

 

[Wanderer]

Don't forget MP's and their ring fenced pensions. I don't know if it's true but I read somewhere that 2 tier's pension is tax free,not sure about the rest of them.

Don't get me started on how much MPs cost us.

https://www.theipsa.org.uk

Salaries, pensions, office costs, staff, accomodation.

 

[PhædrusR]

Not, by any means all boomers, Phaedrus. I think mainly the public sector and those who worked for very large organisations (the banks for example ). Britain is a land of SMEs and those of us who worked in those have very meagre pensions….

True,... "a nation of shopkeepers...", etc.

Wasn't just talking pensions, but they were better than since G.Brown raided pension pots.

But I think it's fair to say the post-war generation had more affordable property, as a percentage of income/salary, safer jobs, better work opportunities.

 

[stratobuddy]

The MP just sentenced to prison will get his £91,000 salary paid in full while he serves his sentence.

 

[Professor Branestawm]

True,... "a nation of shopkeepers...", etc.

Wasn't just talking pensions, but they were better than since G.Brown raided pension pots.

But I think it's fair to say the post-war generation had more affordable property, as a percentage of income/salary, safer jobs, better work opportunities.

Some did, I do agree. But I do think it is a generalisation based on a fairly middle class view of life. Please don’t be offended by that - it’s just that, from where my family started, which is in a rented room in a communal lodging house next to a barracks, well, jobs were not at all safe and we all had to work to keep my mum and dad going. As for mortgages, and property, well for most of my life the income was far too precarious. It’s only these last twenty years that have been a little better.
But for some, yes I agree.

 

[Professor Branestawm]

Don't forget MP's and their ring fenced pensions. I don't know if it's true but I read somewhere that 2 tier's pension is tax free,not sure about the rest of them.

It is. He actually had his own act of parliament passed the ‘Sir Keir Starmer Pension Act’ to make sure it was,
The TTK runs very deep with him.

 

[candycane]

I'm sick of being called a Boomer too, as if I'm some sort of parasite. I heard a lot of the young staff at work going on about Boomers and how they are lording it with their paid for houses and free money from their state pensions. It makes me so mad. I've struggled a lot in life to pay my way and once had 3 jobs to keep afloat so I think I deserve my tiny paid up cottage. The staff had no idea that I am actually in my 60's or they may well have kept their mouths shut!

CC

 

[Peppermint Patti]

The MP just sentenced to prison will get his £91,000 salary paid in full while he serves his sentence.

Bl##dy disgrace. Go into hospital and you're supposed to inform DWP. Probably want to take someof the pension off you.

 

[Peppermint Patti]

Don't get me started on how much MPs cost us.

https://www.theipsa.org.uk

Salaries, pensions, office costs, staff, accomodation.

Expenses for second homes as well as their main property,getting fuel allowance etc.

 

[Peppermint Patti]

True,... "a nation of shopkeepers...", etc.

Wasn't just talking pensions, but they were better than since G.Brown raided pension pots.

But I think it's fair to say the post-war generation had more affordable property, as a percentage of income/salary, safer jobs, better work opportunities.

We got married in 1969 and because we were paid cash weekly we couldn't get a mortgage. That would account for most of the country.

 

[historymystery]

The MP just sentenced to prison will get his £91,000 salary paid in full while he serves his sentence.

Exactly - this is another 'loophole' that should have been closed. I also wonder about the surgeon who was sent to prison a few years back for approx. (cannot remember the exact number) 20 years for performing unnecessary operations: will he still be able to draw his NHS pension if he qualifies for one? If so, that's a bl&&dy disgrace too. Likewise police officers convicted of serious offences - do they still qualify?

 

[PhædrusR]

I don't take offence, but conversely I think some of you are applying your personal experiences to the general overall picture.

I'm talking the macroeconomic view of how subsequent generations progressed.

I don't think it is controversial to say that economists agree that the post-war generations, had better work, housing and pensions opportunities than more recent generations, perhaps post-market deregulation in the 80s.
Graduates (far fewer as a percentage then) were able to obtain employment, and solid employment and duration, far more easily and many on leaving school/college would also be able to get jobs more easily and move around.

"You've never had it so good"...

But yes, there are of course, exceptions and strata of those in society who did not have these opportunities or struggled more.
But generally, overall.

Even with a degree, I wouldn't like to be faced with today's rental, overpriced housing/property market, complex recruitment, unstable job market, zero hours contracts, side hustles, gig economy, AI etc., etc.

And this comes from someone brought up in a council maisonette and house.

 

[merryone]

I'm sick of being called a Boomer too, as if I'm some sort of parasite. I heard a lot of the young staff at work going on about Boomers and how they are lording it with their paid for houses and free money from their state pensions. It makes me so mad. I've struggled a lot in life to pay my way and once had 3 jobs to keep afloat so I think I deserve my tiny paid up cottage. The staff had no idea that I am actually in my 60's or they may well have kept their mouths shut!

CC

I agree but is it just me, but there seems to be a chasm between younger and older people nowadays. I rebelled against my parents and adults when I was in my youth but our basic values were the same. Even a simple saying like "treat others as you'd like to be treated yourself" had meaning but now that's completely out of the window even though today's buzzword is "be kind" which doesn't seem to encompass Tories, Boomers, the rich, meat eaters etc etc etc!