I agree with all that, however as well as the ridiculous shipping costs, it's their insanely high prices across the board that put me off almost as much. If you really need interest free credit, then you're better off checking out what some of the mail order catalogues have to offer. I've just done a like for like comparison on a Ninja foodi grill/air fryer. QVC are selling it for £239 + £4.95 p&p Very.com are selling exactly the same model for £189.00 a £10 saving on their regular price of £199. P&p is £3.99 (which is per order not item) or free should you get it sent to a collect plus agent. Here's the difference and it's huge (not just the price). Lets say you can't afford to pay outright and need a little time very will allow you to put it onto a 9 month BNPL. All they specify is that the amount is settled before the 9 month period is up otherwise you will start to pay interest on the balance. It doesn't matter how much or how little you pay them during this period or how frequently the payments are made. What's more, you don't have to pay anything upfront to receive it, you make the first payment when it suits you. It's not only the catalogues, many retailers offer the equivalent of ez pays with the likes of Klarna, so really I think Q's Ez pays aren't really much of a USP.