M
Meeshoo
Guest Shopper
At the weekend I purchased a necklace and used the £50 money off voucher code. My bank are fairly red hot on doing fraud checks at the moment and it just so happened that they phoned me today to see if I was authorising the amount. I authorised the payment but it was only after I put the phone down that I realised that TJC had asked my Bank for the FULL amount, NOT the full amount less the discount.
I phoned TJC and was told that TJC take the FULL amount from the card but then credit you back with the discount. That's fine BUT it takes 3 working days for the credit to go back into your account. I told TJC that when I confirmed the order it was for the lower amount and that I had not authorised TJC to take the higher amount and I believe this is against long distance selling regulations.
I'm waiting a call back from TJC to confirm what they're intending to do about this but I just wanted to warn you to make sure you have the full amount in your account otherwise the transaction won't be processed.
I phoned TJC and was told that TJC take the FULL amount from the card but then credit you back with the discount. That's fine BUT it takes 3 working days for the credit to go back into your account. I told TJC that when I confirmed the order it was for the lower amount and that I had not authorised TJC to take the higher amount and I believe this is against long distance selling regulations.
I'm waiting a call back from TJC to confirm what they're intending to do about this but I just wanted to warn you to make sure you have the full amount in your account otherwise the transaction won't be processed.