After reading all the input on the MBG thread, I'm curious now and mum's a bit worried. She has sent back a fair bit of stuff, mostly because it just hasn't lived up to the claims made on air. If they did just close your account without notice, what would happen to any outstanding easy pays that you have? Do their mythical T&Cs state that they will just take the balance outstanding at the same time? Mum's worried because if they tried that, she'd not have anything left in the bank!! She doesn't have a credit card when she makes purchases and is on a limited income from disability benefits.