I discovered fairly recently that only fashion jewellery is covered under the Royal Mail standard insurance limit (around £41 I think) so if you don't want to risk fine jewellery going astray you have insure it separately. The cost is usually not dissimilar to Special Delivery which hikes the price up, but I'm the kind of person who'd worry about an item vanishing, especially as QVC won't confirm they've even received an item until it's been processed "which can take up to 21 days" yada yada. So for example, I have on occasion spent £3.95 to have a £20 agate ring delivered, and then another £4-5 to send it back, not far off half the purchase price of the flipping item! :down: My return rate was never high but these experiences have worked to reduce my purchase rate! :up: