i really don't do easy pays. its very very very rare. if i don't have the money in full then i don't buy. there is nothing in qvc world that is essential in any way bear that in mind. buying a high end beauty tsv: look at your dusty old stash that will stop you tapping the app. 3/4 moisturisers will last you a year you don't need to buy 2/3 of every beauty tsv that comes up even if qvc say you should