You HAVE to insure the token. After all, it'll probably be a legacy piece to hand down to your great great great great (and one for luck) great grandchild's pet dog: hoping it will be called Gemporia, then that saves them engraving the tag with the dog's nameThe trolley token or the jewellery?
Might be worth getting the trolley token insured. Not sure the jewellery is worth it though......